1. Which is the highest bank in the banking structure of Nepal?
A. Nepal Rastra Bank
B.
Nepal Bank
C.
Agriculture Development
Bank
D.
Investment Bank
Nepal
A. Nepal Rastra Bank
2. Which of the following is the banker of the Bank of
Nepal?
A. ADB
B. RBB
C.
NRB
D.
NBL
C. NRB
3. The largest public sector Bank of Nepal is;
A.
Nepal Bank
Limited
B.
NIC Asia Bank
C.
Global IME Bak
D.
Rastriya Banijya
Bank
D. Rastriya Banijya Bank
4. The first Nepalies bank was;
A.
Nepal Rastra Bank
B.
Rastriya Banijya
Bank
C.
Agriculture
Development Bank
D.
Nepal Bank
limited
D. Nepal Bank limited
5. Bank rate means;
A.
Rate of profit of
the banking institution.
B.
Interest rate
charged by money lender.
C.
Official rate of
interest charged by the the Central Bank of country.
D.
Interest rate
charged by scheduled banks.
C. Official rate of interest charged by the the Central Bank of country.
6. The best means of saving during inflation is;
A.
Money
B.
Equity
C.
Time deposit with
bank
D.
Government Bond
A. Money
7. Individual cannot open his account in;
A.
Nepal
infrastructure Bank
B.
NIC Asia Bank
C.
Nepal Bank
limited
D.
Nepal Rastra Bank
D. Nepal Rastra Bank
8. Which of the following is not a function of the
NRB?
A.
Bank of issue
B.
Bank of public
C.
Bankers of Nepal
D.
Custodian of foreign
exchange
B. Bank of public
9. When was Nepal Rastra Bank formed?
A.
B.S. 2013 baisakh
10
B.
B.S. 2013 baisakh
12
C.
B.S. 2013 baisakh
14
D.
B.S. 2013 baisakh
16
C. B.S. 2013 baisakh 14
10. The term smart money is refers to;
A.
foreign policy
B.
Internet banking
C.
Travellers cheque
D.
Bill of exchange
B. Internet banking
11. The interest rate of it which the NRB lends to
commercial Banks in the Short term to maintain liquidity is known as;
A.
Bank rate
B.
Reserve repo rate
C.
Repo rate
D.
Interest rate
C. Repo rate
12. The foreign exchange reserve of Nepal are kept in
the custody of;
A.
IMF
B.
NRB
C.
Prime minister
rahat kosh
D.
World bank
B. NRB (Nepal Rastra Bank)
13. Open market operation of Nepal Rastra Bank refers
to;
A.
Transaction in
gold
B.
Auctioning of
foreign exchange
C.
Trading in
securities
D.
None of their
C. Trading in securities
14. Bad loan in banking terminology are generally
known as;
A.
BPOs
B.
NPAs
C.
Prime loans
D.
Prime assets
B. NPAs
15. How many commercial banks are present in Nepal?
A.
26
B.
28
C.
27
D.
29
C. 27
16. How many paper note have been in circulation in
Nepal till now?
A.
9
B.
10
C.
11
D.
12
C. 11
17. From which country did paper note begin in the
world?
A.
India
B.
USA
C.
Spain
D.
China
D. China
18. Who Regulates, supervises and monitor banking and
financial system in Nepal?
A.
Government of
Nepal
B.
Nepal Bank
limited
C.
Nepal Rastra Bank
D.
Ministry of
finance
C. Nepal Rastra Bank
19. When was Rastriya Banijya Bank established?
A.
B.S. 2022 magh 10
B.
B.S. 2022 magh 06
C.
B.S. 2022 magh 08
D.
B.S. 2022 magh 12
A. B.S. 2022 magh 10
20. Where is the central office of Nepal Rastra Bank?
A.
Sankhamul, KTM
B.
Baluwatar, KTM
C.
Baneswer, KTM
D.
Durbarmarg, KTM
B. Baluwatar, KTM
21. Life insurance corporation is an example of;
A. Development Bank
B.
Investment Bank
C.
Cooperative Bank
D.
Commercial Bank
B. Investment Bank
22. Green banking means;
A.
Financing of
environmental friendly project by banks.
B.
Development of
forestry by banks.
C.
Financing of
irrigation project by banks.
D.
None of the
above.
A. Financing of environmental friendly project by banks.
23. Insurance service provide by various bank is
commonly known as;
A.
Banc assurance
B.
Investment
banking
C.
Portfolio
management
D.
Marchant banking
A. Banc assurance
24. Where is the headquarters of Asian development
bank (ADB).
A.
Tokyo
B.
Singapore
C.
Manila
D.
Hongkong
C. Manila
25. What is debit card?
A.
It is a card
which carried prepared balance
B.
It is a card
which can be used for withdrawing cash or making payment even in the absence of
any balance in the account
C.
It is a card
which can be used for withdrawing cash or making payment if there is balance in
the account
D.
It is a card issued
by Rating agency
C. It is a card which can be used for withdrawing cash or making payment if there is balance in the account
26. Which among the following is an asset for a
commercial Bank?
A A.
Credit to Farmer
B.
Demand deposits
of industries
C.
Deposit of public
D.
Borrowing from
NRB
D. Borrowing from NRB
27. Rate of interest determined by;
A.
Liquidity
preference
B.
Commercial Banks
C.
Central
government
D.
The rate of
return on the capital invested
B. Commercial Banks
28. What is the major source of revenue for the commercial
banks?
A.
The different
between what is charged from borrowers and what is paid to depositors.
B.
Fixed deposits
C. Revenue from the
share market
D.
None of the above
A. The different between what is charged from borrowers and what is paid to depositors.
29. The bank rate is the rate of which;
A.
The NRB gives
credit to the commercial banks
B.
The NRB Lend to
the public
C.
A bank lends to
the public
D.
The government of
Nepal lend to the other countries
A. The NRB gives credit to the commercial banks
30. Which of the following is not a banking related
terms?
A.
Overdraft
B.
Finance
C.
Equinox
D.
Drawing power
C. Equinox
31. Which one of the following rate is not determined
by the Nepal Rasta Bank?
A.
CRR
B.
SLR
C.
Repo rate
D.
Prime lending
rate
D. Prime lending rate
32. Open market operations by Central Bank involves;
A.
Changing the
reserve ratio up and down
B.
Increase or
decrease 0f discount rate
C.
Sale and purchase
of government securities
D.
Raising or
lowering of marginal requirement
C. Sale and purchase of government securities
33. If the cash reserve ratio (CRR) is lowered by the
NRB it's impact on credit creation will be;
A.
Increases
B.
Decrease
C.
No impact
D.
None of these
A. Increases
34. Which of the following terms if not used in The
field of banking and finance?
A.
Base line
B.
RTGS
C.
Overdraft
D.
GBC
D. GBC
35. Which animal has the picture of Rs.50?
A.
Elephant
B.
Sheep
C.
Rhino
D.
Leopard
B. Sheep
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